Our best solution for investors seeking a short-term interest only loan based on the property’s “as repaired value” (ARV). Rates starting as low as 7.99%. Interest charged on outstanding balance only; so you don’t pay for funds you’re not using.

Key Features:

  • Higher LTV than hard money
  • Lower interest only payments
  • Great for borrowers needing quick closings
  • Up to 100% renovation and construction costs

Designed for investors looking to buy and hold residential rental properties. A simple financing solution for the purchase or refinance of 1-4 unit properties with flexible underwriting and longer terms. Loans for borrowers with credit scores as low as 580.

Key Features:

  • Great for qualifying W2 and self employed investors
  • No tax returns or DTI calculation
  • Up to 30 year fixed terms
  • Options for borrowers with challenged credit

Ideal solution for non-bankable projects that require long term financing on multi-family, mixed-use and small balance commercial properties. Up to 80% LTV and rates as low as 6.00% on investor and owner-occupied properties.

Key Features:

  • Competitively low rates
  • High LTV compared to hard money
  • Variety of eligible property types
  • Unrestricted cash outs

For larger commercial projects that need a non-recourse loan based solely on the real estate collateral where the borrowers are not liable in the event of a default. Loan amounts from $1M to $10M on a variety of commercial real estate properties.

Key Features:

  • No personal liability (subject to standard carve-outs)
  • Longer terms & amortizations
  • Higher loan amounts
  • Assumable to a new owner

Get up to $150,000 in unsecured business funding in as little as 10 days. Separate, preserve and protect both your business and personal credit profiles. Use funds for property acquisitions, expansions, operating expenses and more.

Key Features:

  • Revolving lines of credit not pledged by any collateral
  • No tax returns, W2s or bank statements
  • 0% interest for the first 6-12 months (FICO score driven)
  • For startups and existing businesses

Eligible Property Types









Fintrus Lending Areas

About Fintrus

We originate real estate loans in 41 states to investors, developers, contractors and small business owners. Our loan amounts range from $75K to $10 million on non-owner occupied residential and small balance commercial properties.

Virtual CFO Services

Outsourced accounting and financial management
for small businesses at a nominal cost
compared to a full time staff!


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