Loan Amount:

$75K to $5.0M

Interest Rate:

As low as 6.00%

FICO Score:

580 minimum


Up to 30 years

As the rate of homeownership in the US continues to decline, rental housing is in
high demand. For investors looking for a long-term residual income opportunity, single-family rental properties offer considerable advantages such as higher cash flow, greater flexibility than other investment options, lower operating costs and easier re-sale. Fintrus offers a loan program perfectly suited for this rental market.


Loan Amount $75,000 to $5,000,000
Interest Rate As low as 6.00%
Credit Score 580 minimum mid FICO
Terms Up to 30 years fixed (30-year amortization)
Property Types 1-4 Family Residential Real Estate; Condos; Townhomes
Loan to Value (LTV) Up to 80%
Occupancy Investor (non-owner occupied)
Experience Proof of prior real estate investment or ownership (lower LTV for first time investors)
Loan Purpose Purchase, rate/term refinance, cash-out refinance, bridge
Borrower U.S. Citizens, Permanent Resident Aliens, Legal Entities, Foreign Investors


  • No Tax Returns or W2s
  • No DTI Calculation
  • Portfolio and Single Asset Loan
  • Derogatory Credit – OK

Simple 3-Step Process to Quick Funding

Submit Loan Request

Receive Letter of Intent

Underwriting and Funding

© 2022 Fintrus | All Rights Reserved