Some banks and credit institutions won’t even consider
small commercial real estate projects due to loan size,
property type and other restrictions.

We Love Small Commercial Real Estate Deals

Fix and Flip

Funding for rehab or lite construction projects. Up to 12 month loan terms. Up to 85% LTV and 75% ARV
1-4 SFR Rental

Investors looking for long-term rental financing for 1-4 unit family real estate, condos, townhomes, PUD
Small Balance Commercial

Ideal alternatives to traditional bank and SBA loans. Long term financing on small balance commercial real estate. State income program available.
Property Types Single Family Residential
Multi-Family (2-4 Units)
Condominiums
Townhomes
Apartments
Mixed-Use
Single-Use
Single Family Residential
Multi-Family (2-4 Units)
Condominiums
Townhomes
Multi-Family
Apartments
Mixed-Use
Office
Light Industrial/Warehouse
Retail
Single-Use
Loan Amount $50,000 to $3,000,000 $75,000 to $2,000,000 $150,000 to $2,500,000
Loan to Value (LTV) Up to 85% Up to 80% Up to 80%
Debt Coverage Ratio Not applicable 1.0x 1.15x
Loan Term 12 months (no pre-payment) Up to 30 years 5,7 and 10 years
Interest Rate Starting at 8% Starting at 6% Starting at 6%
FICO Score Not applicable 660 minimum 650 minimum
Occupancy Non-owner occupied (investor) Non-owner occupied (investor) Owner occupied or Investor
Proceed Usage Purchase, Refinance, Renovation, Bridge, Cashout Purchase, Refinance, Bridge, Cashout Purchase, Refinance, Cashout

Eligible Property Types

  • Office
  • Mixed-Use
  • Mulit-family
  • Self-Storage
  • Warehouse
  • Retail
  • Mobile Home Park
  • Light Industrial
  • Hospitality
  • Day Care Center
  • Automotive
  • Restaurant & Bars

Simple 3-Step Process to Quick Funding

Submit Loan Request

Receive Letter of Intent

Underwriting and Funding

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